I lnow over time the cost will be higher, but it also prevents neesinh to upgrade in yhe future and I can have.

There is nothing to prevent you from renting to a family member. 

Is there a formula for budgeting for preventative maintenance and repairs.

Note Well: When people fall behind on their mortgages to the point where they are foreclosed upon, they almost certainly have stopped doing preventative maintenance.

@James Wise How much are you getting for those unused diabetic test strips anyhow? 

Sometimes the law prevents you from taking on or creating risks for others even when you are ok with it , others may not be, and so the laws look out for everyone's interests not just yours.

But it may prevent you from borrowing more due to the increased debt to equity ratio. 

It was her fault (although accidental) & it needed immediate repair to prevent further damage from occurring (ie, pipe broken by shoving a metal storage rack into the sink cabinet). 

Our cash flow and credit scores are good (mid 700's to 800's depending on which reporting agency is used) but we do not have W2 jobs anymore so that prevents the regular bank route for a 30 year loanAll feedback appreciated!

They mostly go around to commercial projects and new builds to make sure the erosion prevention measures are in place as specified in their permit.