Bottom line all private and HML ers are free to change the terms at anytime .. they are not regulated federally like conventional lenders.

I'd be more than happy to discuss any issues with anyone at any time.

The number usually varies from 10-20% depending on credit score, property analysis, etc.Some lenders will work with any level of investor experience, credit scores as low as 660 and can close in as little as 10 days (there are loan options for 640-660 credit scores- they require 20% down).Another good thing is interest only and 6-24 month loan terms- you can refinance by selling or refinancing to a long term DSCR rental property loan at any time once you complete the rehab.Once the property is ready you can sell it or if you want to keep the property as a long term investment, you can underwrite the loan based on your income /debt to income (DTI) ratios or you can go the DSCR route where the loan is underwritten based on the actual or market rents from the appraisal.DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Feel free to reach out anytime.

PM anytime.

Thank you @Sean Ross and @David Malott - Hopefully I wont need to sell this any time soon and can just let the cash flow build up.

I can sell them off anytime i wish.

I do know what rates aren't going down anytime soon. 

i will be happy to get back to you anytime and i also check my email often so feel free to contact me via email or text message for any further inquiriesRemain BlessRev & Mrs Devidson"--------------------------So please be aware of this scam.

Happy to chat anytime.