If you're doing a rate and term refinance, there's typically not a seasoning period but again it's common for lenders to require it be rented first.If you're doing a DSCR cash out refi, it may not need to be rented first but you're probably paying a higher rate.Your best option is to call a loan broker you trust and go through the options based on your current situation.

Ask them what they are doing to market the home.

I do the same as John...

This way they can't later come to you and say "well the access was tough and I need to charge more" or "I gotta do so much prep work so I have to charge more" So they need to provide a quote to take the initial condition to the end result.

Quote from @Jason Baker: Quote from @Jay Hinrichs: when you say no fee,  no split.. how do you expect the brokerage to make any money ???  

You do still have to know the right areas to invest in and who to trust for that info. 

Now let's be real, yes housing values are up overall in the city, but they do vary by Neighborhood.

I want to do this the right way.Hey @Ken Almira!

If they sell, spring is a good time to do so in Vancouver. 

There's no cash available to do this, without waiting for CF to build up to use as DP's.