The type of information needed depends on if the building is being constructed in the future or if the building already exists.

There may be requirements to cover the trash service depending on the town.My first commercial loan was 30% down, 20 year term (adjusting after the first 5 years). 

Equity pay down is ~$200/month for each $100k borrowed depending on rate you get.  

Also, it depends on what area of the country you're talking about.

The one you select really depends on your needs and bookkeepers preference.  

2) Subsidizing rents:- S8 and other programs statisitically only train tenants how to be dependent on the free handouts.If you really want to make a difference, try basic financial education for tenants and the financial demographic they come from!

So if you go buy a home for yourself you won't be able to do this until the 2 or 4 years is up depending on the loan you use. 

I'm sure that many of the speakers will have different opinions depending on their area of expertise too

You’ll want to check if your specific work falls under their home improvement contractor licensing, or if there are additional local permits required depending on the county.

Or are you alluding to a 85% DSCR  refi, since I thought brokers who offer HELO's can provide 80% CLTV or am I mistaken and it's 75/70 CLTV depending on rate & cash we're looking for?