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I hope you make a few connections so you can meet across the table and get the advice you need.

I believe value add is still on the table, and an even more enticing option now with rates from the looks of it on a downward trajectory.

The smaller the loan size, the more you should consider paying a few points at closing so you are not looking to do another refi any time soon.

Hartford, typically- is a time intensive, managerial headache. lets just say that the reconstruction of everything went nearly perfect.( Which if your first decision is to skip the professional planning process. seems highly unlikely. ) Anyways lets table this thought for a moment.  

As mentioned it can be difficult to get another FHA loan if you have one currently unless you have a job transfer, family size increase, etc.

The storm water collection is based on the size of the parcel  with some relief given if there’s storm water management systems on site (usually only applicable for larger sites where developments were required to implement such systems).

One issue is the challenge of qualifying, as conventional loans will have DTI requirements, income requirements, loan size limits, and loan amount limits that investors looking to scale a portfolio run into as soon as the financial freedom snowball starts rolling.

Likewise, loan points are amortized over the life of the loan and I have them in a separate sub-table of the fixedAssets, but unless they pull up the original journal entry you can't tell which loan they pair with, and it seems like a stretch for the CPA to track down that the loan was refinanced and hence all the remaining depreciation should be taken now. 

If you’re just starting out that limits you in the size of investment.