There should be sufficient insulation,remedy that should be on your rental. 

You are on the right track if you have sufficient financing.

It operates much like cash, so eliminates the concern of non sufficient funds.Venmo: The landlord charge on this depends on how it is setup.

This is pretty disappointing from the point of view of a newbie Bay Area investor, as 3-4 units fail the FHA self-sufficiency test.

Ultimately, you may want to put up some cash/credit yourself because if you are only 'finding the deal,' that may not be a sufficient service to justify sharing in profits.

A simple, generic "pest control" clause would sufficiently cover all of these.

Then I had someone tell me that wholesaling may be the most conservative option for me being that I have a wife and 4 kids and can't really afford a lot of risk without sufficient cash saved up.

I just wanted clarification as to whether or not I actually have the right to enter unit (with sufficient notice) to do maintenance such as repainting. 

Here is something I found on a home guide website...Landlord CoverageMortgage lenders want evidence that the borrower has sufficient coverage (at least equal to the mortgage loan amount) that protects the property itself against fire, wind, water damage or other named hazards that might decrease the value of the real estate.

It was sad honestly, as one of my buyers should have closed literally the best deal on the MLS in Berwyn but he overdid his reno budget and then the thing failed the self sufficiency guidelines.