How come no one has created a standard form for hard money lending where the terms are easily comparable across them?

For example, we do a lot of work within Philadelphia and Pennsylvania (both have different standards regarding legal/safe lead-levels).

For your area standard laminate sounds fine.

The rate is higher than with the standard prepay but if you are still looking to be at rental rates but have the option to sell within a year or so it is a great option.

I know there are some areas that this is standard, and maybe yours is one of these. 

While interesting, it may be challenging to meet US building codes and standards.

I hear a lot about standard personal loans, mortgages, etc - but do banks or smaller players consider situations like the above?

I like all that they offer which is Standard Servicing $35 includes:Customer ServicePayment ProcessingMonthly StatementsCredit ReportingEscrow ImpoundsInvestor ReportingArm Loan AdjustmentsLate NoticesMaturity LettersDefault Servicing (Non Performing) $85 includes all the above as well as:Loss Mitigation Repayment PlansLoan ModificationsShort Sale ProcessingDeed in LieuCollection CallsBreach LettersForeclosure Prep & ReferralBankruptcy Referral & MonitoringForeclosure Sale BidsREO-Eviction ProcessingIm not real excited about their pricing and I wonder if they're are other companies who do the same job for a lower price.

Hey Everyone,I am under contract for a small self storage facility (36 Units).

Since you're outside of Portland, the 90-day rent increase notice isn’t as critical, but I still recommend using it as a standard practice.