At purchase they rented for $350 and I’ve incrementally raised rent however this is a low income area and county overall.  

Generally we raise capital from investors who want a fixed income and have enough meat on the bone to keep all the equity in the deals and push the valuation and also obtain commercial financing where we can get 75-80% LTV financing and still maintain a DSCR of 1.2+2.) 

Can someone explain the variables that are used to calc the Income-Expense Ratio.

Keep in mind all these markets are very different than the Cambridge area in terms of tenant base, household income, transit, etc.Happy to connect if you'd like to chat more!

Investors focus on adding Accessory Dwelling Units (ADUs) to increase income streams.

There are people who overpaid in the last year, but they would only be in foreclosure problem if they lost income.

Doesn’t matter how you do it, but that’s gonna be the best way.Even if your income doubled you have run into DTI issues

Longer tenancies mean lower turnover and vacancy costs, so two single-family homes usually generate more reliable income and higher net cash flow than a fourplex.Vacancy risk: A fourplex has four times the vacancy risk of a single-family home.

Hi BiggerPockets community,We are a married couple based in the California Bay Area, both working as software engineers with a combined income of close to a Million USD.

I agree that I have responded in comments to a OP or DM'ed them directly and never heard back as to what they did.