Lookup the statutes and decide for yourself.Mortgage Fraud is investigated by the Federal Bureau of Investigation and is punishable by up to 30 yearsin federal prison or $1,000,000 fine, or both.

I'm a glutton for punishment  so I have wind exclusion policy's on all my properties.  

Now, that said, I find it hard to believe that strong punishments can generally be enforced without a lot of difficulty by the local law enforcement.As an example, what if you had one other investor who you were constantly competing with...what would stop you from putting out signs with his name and phone number on them (other than you breaking the law and being unethical :)?

Here is my Short Package if you care to read an Affidavit http://www.yellowlettermail.com/Documents_Needed.pdf...and technically, driving 56mph in a 55 zone is a punishable infraction as is spitting on the sidewalk, but I'll take my chances.

Why punish kids who are trying to learn.

For clarity consider a Warranty Deed -- this kind of deed warrants that there is something being transferred, if nothing is transferred with a Warranty Deed then fraud has been committed and is punishable under the law.

As they say "the process is the punishment".

Why should I be punished more? 

The judge will not be impressed and could punish you for your attempts to deceive. 

Not just because of the potential punishment.