Thank You We have a product that we fund out of our balance sheet with no seasoning for cash out.

It’s important to make sure the lender offers both options so you can transition smoothly if you go with the BRRRR method.Cash Purchase & Mortgage Later: Yes, non-QM lenders offer a product called "delayed financing," which allows you to buy a property with cash and refinance later.

It's happening now after some slow downs (we all experienced) with first covid, then interest rates and inflation. 

Yep, you can use a product like a debt service loan to close in an LLC. 2.

One thing with Obie is that their product is non-admitted and they have multiple writing companies. 

Most owners of short-term rentals on the islands and the nearby areas have been dealing with the triple whammy of a slowing economy effecting rental revenue this year, higher insurances and higher property taxes.

What kind of climate would keep you more productive? 

I founded First Access Lending to provide access where others can't.I can write second liens up to 80% CLTV on investment homes, sometimes with rates lower than cash-out loans, AND you get to keep the low rate on your first mortgage.The products are rare, so I'm not surprised to hear other lenders saying they don't offer them and/or recommend other products.Let's connect, and I can give you a quote!

It's well worth the price in my opinion.If you have specific product questions their support rocks and I'd recommend their Discord community.

interest rates rose and peaked they are slowly retreating.I think the impact right this minute is buyers still not moving forward right now as they feel rates will drop in the next 6 to 9 mnths so they are going to wait to purchase then.. so in my mind its going to still be a little slow for a while.