If there is a due on sale clause in the loan doc then it doesn’t matter what the loan officer told you verbally.I’m not an attorney, but from my understanding of the loan is still in your name personally a good litigator can pierce the veil and your LLC protection wouldn’t amount to much.

He's efficient and personable and is very able to assist you with questions if needed.Hope to discuss this with you further,

I personally hate them and think they are little more dust magnets but will add some if crucial. :) 

And always check social media for red flags and I agree with Vince, always meet a person.  

I love talking personal finance and real estate investing so I would be happy to help.

Just curious do you find that accessing county records online through the county clerk website works just as well as going in person?

We make people take photos of themselves holding their ID and then I also meet them in person for the showing - at least for my units on the NW side of Chicago.I've never heard of these testers, but I am not surprised. 

For me personally, our STR and our little inn provide more than half my family's income so I feel I have a fiduciary duty to my wife and kids to maximize that. 

If you make the person an LLC employee you can get around it, but partner does need to be careful. 

I am still personally buying rentals but I am not expecting much in the way of cash flow at the moment.