This is a self directed RRSP or TFSA account that allows you to lend your money out to people with the backing of their mortgage for a high interest rate. 1st, 2nd, 3rd mortgages, down payments, refinances, flipping or renovation money.

Some people will push to get the maximum, even if it means they may wind up with nothing. 

Now let's say one or both people making the purchase owned a condo previously where they roll over the proceeds/equity into the new purchase and put 40% down.

I have taken many walks by the Falls in the winter and there are very few people around. 

I get a lot of requests for people who want to hold a wedding at our houses.

Call me fiercely independent but I don’t want other people arbitrarily telling me what I can and can’t do with my hard earned property.

Nowadays, people can make paycheck stubs/W2's that look convincing so just make sure you invest in software that gathers verified information on applicants.  

I think others have given you great advice.For most people I say go to some meetup groups for a year. 

Generally speaking if the people are clean the pets are also.

There are a bunch of reasons people sell a property.