I'd like to know what you think. How do we stand out in a competitive market? As a Realtor and investor, I have always recommended buyers included a letter to the seller describing why they are a perfect fit for that ...

Since I have no more material until Wednesday I will listen to the Holy Bible on audiobook.

Lessons I learned:Have a Balloon payment no more than 3 years awayCollect Down payment as it will give tenant incentive to keep paying and not walking away from the house.Have a higher interest rate like 8-10%Price higher than what it's worth as you will have to discount the note if you were to sell. 

Looking for a 3/2, no more than $200k purchase price.

The HVAC unit is working no more or less by conditioning that space, so long as it's a) not pulling return air from the common space, b) is not reading a thermostat temperature from the common space, and c) not dumping an incredible amount of air into the space (all of which should not be happening regardless).

Looking to put down no more than 15% if possible. 

And, bam, that shifts her into the same category as seasonal workers and part time workers (there are no more "Stated Income" loans, we have to go off of what HR puts in writing), which in turn triggers the long term 2 year average derived from when HR put her in that part time category, which I'm speculating here may very well have been 5 months ago, or some other period of time less than 2 years ago. 

The restriction was no more than 2 years for a non-conforming use to continue, so this should have meant the property was rehabbed as a SFR.

The cash flow situation typically improves every year (great Recession excluded).Get a property no more than 15 minutes drive from SDSU. 

She has no interest in continuing to house hack up, or move a bunch more times, so that's why we need to get creative with our next step and find some sort of investment combined with 1 final move into a long term situation with no more moving around for a while.