There they have a much higher likelihood to get tenants who will pay not to mention respect the property and make things easier for everyone. 

Thats a good reason to bring in no longer help myself in person to person negotiations on it.When I mention a revocable license agreement to continue use of the are in back, that is what the agent offered of his own accord and it and was explained to mean that if they were to need to do work there  I would not be compensated.

Oh and someone mentioned that you should make sure you are allowed to rent both units out.

Forgot to mention we have pricing with ZERO points in many cases.

Not to mention lulling me into fearful complacency while I have that money tied up. 

Now there was no mention of the engineered plans requirement for the 12+ requirement to my recollection, so I do call foul there. 

You mentioned not having a good ROI with them?

I'm more in line with this.I do think we see closer to 5ish mortgage rates though within 12 months, probably 6-9 months but because of those same underlying reasons mentioned above.

While it's not as passive as working with companies like I mentioned earlier it's still a great option.

If a seller listed a home for $100,000 but was willng to sell for $94,000 as that was likely the FMV, it would be the same to him if he accepted $100,000 with a 6% seller credit or $94,000.I looked at the zip codes of lower priced homes in Memphis, Cleveland and Indianapolis and they appeared to perform betterMemphis38105 - Prices were $35,700 in 2016 and now $116,000(220%)38106 - Prices were $21,600 in 2016 and now $60,900(180%)Cleveland44108 - Prices were $34,000 in 2016 and now $59,800(74%)44104 - Prices were $36,300 in 2016 and now $60,400(66%)Indianapolis46201 - Prices were $42,900 in 2016 and now $149,000(247%)46222 - Prices were $39,000 in 2016 and now $127,000(225%)I should mention that I don't invest in Memphis, Cleveland or Indianapolis.