Check out the free content online of Bill Faeth. 

Every contact I needed for insurance, mortgage and cleaners were done online, mostly through connections from BP. 

We appreciate your understanding in this matter."

If you have plenty of money then it probably wouldn’t matter how much the property costs, but for a $1MM+ property I’d personally want at least a 6-7% annual return through cash flow (15% or better preferred) and a pretty good idea that it’s going to appreciate solidly.

Alternatively, there are high-yield online savings accounts like Marcus or others - the difference is that banks have some inherent risk, thus the FDIC insurance. 

If my goal is turnkey/buy and hold properties, should CoC really matter?

Jackie has a good point that much of it is free on line.

800 is not important, getting over 720 matters. 

@Kaden Nguyen I completely agree, no matter how much experience we have, those curveballs are inevitable.

Here is a calendy link if you wanted to chat on a zoom or call. https://calendly.com/trepador64/online-meeting