I'm interested in flipping, and short-term rentals at the moment to build good cash flow, then pivot into more of a buy-and-hold/appreciation play 10-15 years from now.

Any insight here would be helpful? 

I would suggest finishing school, working as a part time agent while you are at school, saving commissions for investing, and working with a team that focuses on investing as opposed to residential sales.There are also local meet ups every month. 

In August 2022 I was with a group of investors at a property we had recently purchased in Costa Rica.

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About 90k that will be taxed at 40% if I take it now.

Lots of information and great connections here. 

If you don't want this loan I will take it, those are great terms right now. 

My “take” is somewhat different than most posters here.  

I am just starting out here in South Carolina looking to network meet a community of like-minded individuals.