This is correct, but that .5% is IN ADDITION to all the other closing costs associated with a refinance (Title/Escrow Fees, prepaids, and depending on the bank, Underwriting / processor costs) - so in reality it can be a little more expensive to refinance with IRRRLs.

So, if interest rates are a buyer’s primary roadblock, then I recommend negotiating a rate buydown at a seller’s expense or looking at new construction, where builders are offering rate reductions and other substantial incentives.What if I’m a seller?

Hello,I have invested in a few properties meant for long-term renting.I have also since started a rental property management company that operates in areas we know very well (ascendiadynamics.com)Porto and Lisbon are very expensive areas at the moment. 

It's probably the best way to get started and learn what it's like to own properties while gaining equity and limiting your living expenses.

We have an accountant with a chart of accounts to manage everything but I do not see why you need one for operating expenses vs. income.

Per the mutual agreement between the Lessor and the Tenant, the Lessor has agreed to reduce the monthly rent from $3,200 to $3,100, allowing the Tenant to repaint portions of the house at their own expense.

3.Draft a written agreement where the property owner retains full ownership of all guest funds (nightly rates, cleaning fees, and taxes), while the cohost invoices for management fees and reimbursable expenses?

It is counter-intuitive, but more expensive homes is much easier.

@Dennis Gallagheri don't really use any rules anymore, i just evaluate the actual expenses on actual properties. 

There is A LOT of new construction multis in Jersey City, but they are expensive for investors who don't know.