We encountered some lender challenges regarding onsite inspections and state wide shelter in place orders.

It might be a little faster if you use the Honolulu DPP office instead of Kapolei, because Kapolei seemed to route most of their admin down to Honolulu for review.If you encounter the appraiser Wayne Hutchinson from the appraisal management company, I would not use him. 

And of course, what mistakes to be avoided that some may have encountered when they were first-time buyers?

To bring my counter top back to life should i use a paint kit or stickers? 

I'd love to say that I designed it that way with some amazing foresight - but really - it sort of just happened based on the properties and the deals I've encountered. 

When you want to close on a house you want to work with someone that will always respond timely and that will clear through hurdles should you encounter them along the way.There are even sellers in a multiple offer scenario, possibly at the advice of their agents, that will go with an offer without RI Housing than that of RI Housing because of all the steps involved.

There will be a sticker shock on pricing and leverage, as a majority of the Lending Companies still lending will be pricing risk into their loans.

That they could recognize truth and wisdom when they encountered it.

Has anyone encountered this situation already? 

With all of the reading and podcast, I have a big brain of information now so the biggest struggle I’m encountering at this time is where to start when it comes to analyzing.