@Adam Newman you will want to confirm this with the bank but you can’t take a loan out to borrow for part of the down payment so you’ll need to provide all the funds yourself or have a gift from someone for that which you don’t have.If you have a gift from someone to bridge the 20%, that would be ideal.  

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I know that ideally, I reach out to my broker or any other reputable insurance provider to get a more accurate estimate.

Our state licensing department provides the list of licensees for free upon request. 

Similarly to what Mark Cruse stated above, provide dignified housing, respect your tenants, and either have a good PM or make sure you are updated on the regulations and best practices for placing tenants.  

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I'll never stop investing in rentals though and providing properties for my investor friends.

We have been working in the affordable housing space for some time, and this allowed us to partner with the local community and provide a housing solution they need as their city continues to expand with new jobs they are successfully bringing to town.

This is a significant risk to the other two parties that are bringing the deal and the money when they could just as easily hire a contractor and keep the equity for themselves. 

You have provided a variety of situations where doing a cost segregation study would be useful.