I believe Erie distributes their products thru independent agents so go back to your current agent and ask them to review your policy and shop. 

Marvin There are so many things to consider, the way I will go about it will be by acquiring a debt weapon, home equity line of credit maybe for 20,000 and use that to pay down your principal there are some good youtube videos that will explain how to pay down your mortgage faster and save thousands of dollars in interest, but you need to have at least $500 of cash flow each month for that to work or use that to pay of a car payment faster anything that will increase your debt to income ratio so you can start saving more money each month cut down your monthly bills pay off all credit cards anyway you can i will try to get out of any car payments sell the cars buy a use one before selling the house, rent a room is a big house. obviously like i said lots of things to think about do you have kids so maybe a roommate wont work and your finances with out looking at them is hard to plan but I will try to make that house the investment get created if you have good credit that’s exactly how i started i hustle pay down my principal using the HELOC technique and when my equity become more because of lowering the principal I call my lender and increase my HELOC amount to the point that i was able to buy a house cash using the HELOC my HELOC became my checking account and i was paycheck parking all my income in the heloc is hard to explain what i did in a text but i hope this help you in getting created and into looking at more information before you sell or selling is the best way to go about it.

@Alfred LittonLLC's are considered pass-through entities so the income/losses earned by the LLC are allocated among the members of the LLC.Ex - LLC earns $50,000 of income where the LLC is owned by 2 members owning 50% in the profit and loss of the LLC.The members would then report $25,000 on each of their individual return.The members report the income regardless of whether the LLC distributes money or not.A couple of things you may want to look into.1) Are you required to file a partnership return?

That's the first principal element of a quality cost segregation study. https://www.irs.gov/businesses/cost-segregation-audit-technique-guide-chapter-4-principal-elements-of-a-quality-cost-segregation-study-and-reportA "mini" cost seg is basically a residual estimation, which is cautioned against by the IRS because it is generally inaccurate.

I have learned that in todays market finding deals requires marketing techniques and having the right connections.

Instead of getting up on the toilet, turning around to face forward (putting 100% of body weight on one side of the toilet in the process), planting both feet on the seat, standing up, and squatting down (for #2 or #1), which will cause the bolts holding the toilet in place to come loose (our toilets are built to assume weight roughly evenly distributed on the seat).

this is a great technique with ugly houses.To your successJosh

Seller finance isn't one thing, it is a series of techniques. 

Any concerns of the distributed nature of the apts?

@Caleb Heimsoth I guess its just @Bruce Peterson that's not workingI have considered opening my own business but I feel I would be in over my head as I don't know much about business in general.Appreciate your insight on my goals, I will look into capital raising techniques.