It sounds like unconventional lending and partners seems to be my best bet but I would love some more input from the community!

@Tanner Lewis Thanks for the reply, seems like driving for dollars or connecting with a wholesaler would be my best bet to find a property to brrrr.

@Ricardo CamachoBest bet would be to call a title company and get them to inform you.

Ask a local trailer seller but I bet they’d say you’d be lucky to sell them for $10k retail.

The plan is to live in it for a cpl years so right now I’m assuming my best bet is a tricky FHA 203k loan.

Even on most DSCR loans, you'll be looking at 20% down, so your best bet for low(er) down payment would be to utilize a BRRRR strategy with a rehab-focused bridge loan into a DSCR to get it stabilized and cash flowing.Be sure when you talk with potential lenders to make sure that they are licensed to operate in NY as well.

If you are going to be doing all the legwork, guaranteeing notes and have the expertise to execute and all you need is capital, one of the first two options might be your best bet.

They'll take pride in working for such a reputable brand, and you can bet they'll be fired up to achieve the company's goals. 

However, it would seem as though the BP Pro is the best bet.   

Go to meetups, tell your story, and I bet you'll find experienced investors that will help you out (by giving you advice, not by cutting you a check or partnering).