Until about 2 years ago I owned a custom wheel company that built one off wheels for high end/race cars.I currently daily drive a 2005 BMW 745i, trying to decide what to replace it with.

What value do you intend to provide your customers that those two options don't?

I moved to columbus and so did thousands of other people for the opportunity and the economic development. look at the net migration patterns. that's what drives development, economies, etc. if you have some data to back up your investment thesis I'm all ears. but my focus is on Central Ohio new construction economy.

The regional ones tend to have most or all of the same services but tend to provide much better customer service. 

you would do the public good to file a complaint with the DRE in your state and send the fact pattern to Insurance commissioner filing a complaint against the tile company .. and send to the local DA and AG.. 

Policies should be customized for people and the average insurance agent doesn’t understand this stuff.

I always get asked when I approve a customer for a mortgage - Do You Have a Good Agent"If you want send me your email and I can add you to my Realtor contacts.  

These properties were not distressed quite the opposite.. but they had 100k to 3 to 5 million of standing Timber on them that if we could purchase our Timber deed we could turn those trees to cash within 90 days..PS I had created a hand made custom data base of properties  10 acres or more not corporately owned that Aerial Photogramy show Standing Timber of an Age we deemed Merchantable. 

I feel like you should be able to customize the mortgage section of this calculator but I can't figure out how to adjust my payments to the amount I agreed on with the seller. 

I continuously read and listened to podcasts, even during commutes and at work, using custom headphones designed like construction earplugs to facilitate my learning.