If you are using this to start down the active real estate investing path, I would consider an Air BnB in a very hot location.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is likely to be higher, then you may consider an umbrella insurance policy.

You can consider an asset based lender, will pay a premium on the rate.

Take the same $100,000 listing, and you would consider an offer of $90,000 to be lowball, not genuine, and not worthy of a response?

it may have been covered here but as you may know, if you occupy the property you may consider an FHA loan. typically this would require 3.5% - 5% down payment - as long as you can satisfy the "occupancy" criteria for whatever period of time, could be something worth considering. 

I don't know if this would provide the same protection so you would still want to consider an umbrella policy.  

If you decide to move forward you may want to consider an owner-carry component with certain earn-outs to make sure you are not overpaying for the business.

If you start flipping 3+ properties a year consider an s-corp. 

Consider an umbrella policy if you do not have one. 

I plan on letting the homeowners know when I meet then that according to the National Association of Realtors homes that sell for $200,000 FSBO sell for $265,000 with a realtor and that’s would more than cover my commission an open listing wouldn’t stop them from selling it themselves, I would just be putting more money in their pockets to consider an open listing with me.