Here are some things to consider:Most investors don't need software until they have 5-10 rentals.

I confirmed there have been no reports filed or case files opened for the address.

Hey I did deep search in a lot of sub markets throughout different states.As I see, the average profit per average property is around $350 per month.Anyone else can confirm?

If you are not going to rebuild they will settle at actual cash value/market value minus the land.There are policies out there that will settle at cash-out replacement cost but they are rare and typically offered by higher end insurers for higher end owner-occupied homes.Every insurance company uses software to determine the estimated replacement cost of a home.  

The underwriter should be able to call the VA on something like this and get confirmation one way or the other.

There are rental management software programs you can leverage at a fairly reasonable price, which is what I used to get started (I'm still a newbie).

Hi Mike,There's DSCR programs out there for MTR so that shouldn't be a big problem as long as you confirm with the lender beforehand they allow it.

Thank you for confirming these findings. 

Keep track of this communication in PM software so you have a good record of it.When communication is silent there a high probability something isn't right.

I asked the underwriter to confirm the numbers.