What period of time does it cover?

I would vote bookshelf, since in long term rentals, typically, you want the least amount of things you will need to fix, as possible.If short term rental, than Murphey bed would be my vote, typically.

For example, on a recent project, Draw #1 covered the roof, demo, and trash-out.

Florida did just have back to back hurricanes but a proper master insurance policy and coverage usually covers that type or perilYou are facing a declining cash flow situation which is due to the HOA fee's so while there is still a profit and you have equity sell and look for a 2-4 units.

That would be a debt service cover ratio of 1.5.

Mainstream homeowner policies won't cover sober living because they don't account for the risk of multiple people recovering in the same home

What will the reports cover?

There are always exceptions as I have seen in the past some two beds and even 1 beds be opportunities.

However, I'm hesitant because the rent wouldn't cover the new mortgage, putting me net negative monthly.

When investing in real estate, having multiple exit strategies is key.For a single investment property, make sure the numbers work for both scenarios: 1️) If you decide to sell the home, the deal should produce a solid return. 2️) If you need to rent it out, the rental income should cover expenses and provide a profit.Flexibility is what saves you when things don’t turn out as planned.