This place has two SFRs on a lot, needed both to be fully remodeled with AC placed, windows and a lot of other stuff.

With good credit and a relatively low LTV, they may price comparably. 

I use a separate email dedicated for mortgage business and a PO Box for all investment business mail that I check weekly.

Eamon,Any time you face a major issue with a bank/lender and they fail to refund your money or it costs you money and a lost deal due to ignorance or bad lending. 

I’d love to come to a meeting of the minds and a public forum probably isn’t the best place to do that.

I have 3 family apartment building and a SFH with 4 garages, 1 shed, and 4 outside designated parking spaces for sale for 1.75 million. 

Bought a 3700 sqr ft duplex in Ashtabula OH, the burbs of Cleveland. 4/1.5 and a 4/2 duplex.

For example, I am a little concerned about some aspects of the business cycle recovery and a potential for a double-dip so I lean toward the safest part of capital stack which is debt (or low-debt equity).

Through a client and a lot of research and connections through my Personal Training Industry How did you finance this deal?

I agree about a strong correlation between a good credit score and a good tenant.