Anything beyond that is going to take some blocking and tackling (reaching out directly to local companies like solar farms, construction, medical staffing agencies, etc.).

Typically, if you have a mortgage, the mortgage company will collect taxes and insurance when you pay,  so there is not really any budgeting required for this.

Does the operational company already exist and have income history?

We have an insurance policy on the rental house (through State Farm), that includes a personal liability section, which is essentially equal to our current net worth.Given that a tenant could sue for more than this if an accident occurred, we are thinking about adding either LLC or an umbrella policy (or both) as extra protection.Any advice on which way to go, and if LLC, any recommendations for a law firm or company the Indianapolis area?

Through my studies, I met my current employer, who owns a construction company where I serve as the Sales Director.

My income is variable because I move companies semi-frequently and I have only been in it a few months.

A third party company that integrates with our system.

Suncoast is a very big company.  

And I think a lot of companies will realize that productivity is generally higher in cooler climates.

Just tell them you work for the Property management company in my opinion.