Spend the other 100k with 20k in msft, 20k in google, 40k in s&p 500 and 20k in treasury bills as an emergency fund.

My main concern is whether it's hard to meet their criteria for properties and secure funding.

As an investor, you'll need to wait until this period expires before your offer will be considered.Additionally, Freddie Mac may require proof of funds or a pre-approval letter with your offer, and they often prefer cash offers or conventional financing.

Also, what’s been your biggest challenge when it comes to securing the funds you need?

The property is gated so many rent out all 12 bedrooms and bathrooms for parties, retreats, anniversaries, team meetings and special celebrations.It's private and perfect for those who want privacy when they need it and company when they want it.It has appreciated and is now worth at least 3 million and we are looking for funding to refinance and share the profits with our investors.

A lot of loans require that you already own the land outright before they will provide funding but there are tons of different options.Once you have the funding piece figured out, I would discuss with a builder and try to price it out.

I just funded one i Iowa  will see how it goes..

David Ramsey talks about stocks, mutual funds, etc.. whereas I made my money by being an active investor in real estate.

I have been kicked out of several for asking if you have to be a 40k student first to get their so  called funding (free money for your deals) first.

Hi Wendy, For first time flippers you should be looking at about 75% of purchase + 100% of rehab funds.