My eyes have not gotten better worse headaches and mats have taken over.

Hope you're strapped when you visit gangland.

Keys under the door mat?

The last thing you want when buying a multi family with hard money is to be strapped for cash. 

@Dave Godfrey - KKOS Lawyers / Mat SorensenMat is my Attorney for matters related to self-directed retirement and created my Solo 401K.

The biggest bang for your buck in any rental is probably going to be a cut-to-size rubber mat glued to the floor of your kitchen sink base cabinet.

If your wife is on mat leave and can get a letter of 'return to work' from her employer then refinancing right now might be a good option as the rates may go up and the requirements may get harder.

Good morning Lydia thank you very much for your input, In the back of my mind I did not feel comfortable with this, presenting it at an REI meeting with members that have been in the game for many years, and with the reply that you shared, when this opportunity comes my way again I will only pursue it in my market Again Thank you Mat

I have Mat Sorensen's book on SDIRA's. 

My understanding is if your cash strapped, look for owner financing, or house hack lease option.