This shift warns of potential hardships if a recession leads to widespread unemployment. 

Your downpayment would be instant equity and your consistent cash flow would lead to equity over time.

You can find templates for joint venture agreements on BiggerPockets or other real estate investment websites.Next, consider joining local real estate meetups or online groups where you can network with other investors.

This leads to issues with refinancing and could leave you with less equity or higher debt than anticipated.

The extra HELOC payment can cause negative cashflow, leading to possible foreclosure and/or bankruptcy.Should you pursue RE investing?

If you aren't a cash buyer, you don't want to lead with fake cash like a lot of buyers do.

If you've been looking to buy, the next few months leading up the election is the perfect time, in my opinion. 

What I mean by that is - not just focusing on getting the leads at the very start.

I started wholesaling and learned people like to work with verbal communications and no one had an interest to want to put any type of co wholesale of joint venture agreement together.

As long as you follow protocol and get the property lead certified (which is particularly important in Cleveland), you'll be in good shape.