Then come back in with brand new plumbing, cabinets, banities, light fixtures, paint, floor decking, flooring, drywall, and electical systems from the weather head in.

I'd also recommend grabbing a cup of coffee and reading through BP's Ultimate Beginner's Guide to REI as there's some great info in there for those starting out.

The only time I typically see permits checked during a closing is by the title company when they run a lien search, and that's just to confirm there are no open permits that have not been closed out by a final inspection.Also, many interior renovations do not even require a permit (plumbing, electrical, windows, and structural changes certainly do, but not cosmetic stuff such as flooring, cabinets, countertops, painting, light fixtures, etc).My point being, refinancing may be a viable option (it sounds like you were already thinking along those lines).

My clients are always in charge of the selections of fixtures- this can have a major impact on the overall cost of the project.Second, as a contractor I mark up my subcontractor bids by 20%- this is O&P (overhead and profit).

So light plumbing, painting, cabinets, tile, counters, light switches, outlets, fixtures etc...We are very driven and willing to do what it takes and more. 

California law requires that all persons who act as a "contractor" on behalf of a property owner or other person and who performs work or installs fixtures on a property other than for hourly wages must be "duly licensed" as a contractor by the Contractors State License Board,

Second, I was concerned that they would move out and take the oven/water softener/light fixtures etc. with them and say 'those weren't part of the deal'.

I recently was in an auction house that looked real good, no holes in the wall, fixtures not missing.

He simply wrote a few smart comments and said he left 9K left on the job for me to pay (Even though it needs 20K total left to pay out, and that should be sufficient, and he said he might look around for a few fixtures he can throw my way, GOOD LUCK and Bye...So I have worked with this same contractor on 5 other fix n flips and we had a great relationship, and he talked about his faith and I thought he would at least try to make it right or at least apologize for spending 10 months on this job and he was sorry he dropped the ball, but he didn't.. he just said Good luck while I take the money you gave me for materials..

Deceide what other electrical work you need like hanging any light fixtures and putting in n exhaust fan in the bathroom and adding any light switches and get  package price for everything ekectrical that you need to get done.