If you're young, sounds like a good house to continue holding.

There are others that continue to gamble with floating rate debt.  

Look into cash out refi into conventional if you need the funds to continue to invest.

The crimes occurred starting when he was 16 and continued through 28.

Find a mentor, continue education, analyze potential deals, and build a team of professionals.Good luck!

I can continue scaling my portfolio with confidence.Any questions about this deal?

Today I am only managing my own property 15 units but will continue to grow that number.

Preferrably, stay in the same area and continue to learn.Going to another area would bring additional challenges that you may have difficulties meeting.

google All inclusive Deed of Trust state of CA.. that will give you a really good description and if you can find the actual deed of trust to read its a great wrap document .. in practice   you have a current 100K loan at 8%  you sell by owner and take a 125k note at 9%  the 125k wraps the 100k.. you continue to pay on the 100k the while the new owner is paying on the 125k  payment lets say on the 100k are 1k a month the new payment is 1.2k a month you make the 200.00 delta..

if you aren't will to or don't want to go into those types of areas, but by all means the FHA or 5% down conventional 2-4 unit loan is gonna be the way to go in my opinion.We did a house hack as our first move into reale state investing and it was the best thing we ever did and continues to expand ints benefits to us every year, So I am a huge fan of the strategy.