I've had a BiggerPockets account for a little while but wasn't active at all in the past.

I can lend up to 100% of the purchase price and 100% of the rehab costs for experienced investors on 1-4 unit properties.

This is one of the things that sound a lot easier than they are actually done.The crazy thing I learned about these CA fires is that the heat radiation is hot enough (1500-2000F) that it will ignite your furniture through the windows.

Is he just wanting to dump the property or trying to maximize profits. 

You may to buy them but getting a state/city specific lease that is reviewed by a lawyer is worth the cost.

I argue that more money in the hands of the rehabber makes the loan safer.

Knowing the rent will likely show up each month—even if the tenant has challenges—removes a lot of the uncertainty that can come with rentals.The people listing this apartment as a “Section 8 property” are likely trying to target buyers who value that stability.

Has owner financing come up in your conversations with your friend from church?

But if you have passive income from another rental or real estate syndications, using it now might actually be a good idea.It all comes down to strategy—don’t rush the process just to get tax benefits if it’s going to make financing your next deal harder.

Your instinct to speak directly to the PM and not through your realtor is spot on.