You can substitute a bank with any other type of lender to include a buddy or family member with some cash laying around.Once you put this whole thing into a system like this and you boil it down to numbers there is little room for indecisiveness.

Here are some of the things we negotiated:110% of the loan amount to release a property.We can substitute properties.

There is no substitute for experience and past results.

I would suggest talking to a VA lender to see if you can purchase a home with a family member substituting as you (the owner occupant).There are set criteria to meet, including owner occupancy at or soon after closing, but in your case, they may allow a family member to count as the owner occupant.

The forums are great for general knowledge and idea-generating, but they are no substitute for quality personalized service.

There's also some alternatives such as withholding a minimal amount of rent, or even seeking substitute housing during the duration of no hot water being available.From my understanding, these essential services, and then landlord tenant code typically circumvent any landlord agreements.

Then people substituted your question with a different one: can real estate generate some kind of loss to offset your income in general, not specifically capital gains from stocks.

@Travis Harden and I could then substitute an appropriate value into our respective deals. 

Some people won't even use LLC and only have a liability insurance (by the way, an LLC is not a substitute for an insurance, it is in addition to it).At the end of the day, you decide what will make you sleep better.

All the books, podcasts, youtube videos can never substitute real world experience.