thank you all for the positive welcoming!

Next, as stated above, a DSCR loan cannot be in 2nd lien position.

It's important to make sure you work with a reputable one that multiple people have had positive experiences with.

It also depends on the situation sometimes a HELOC is warranted for short term financial needs so long as you have a plan to get back in the same or better financial position afterwards and the "means," and "will," to carry out this financial or mortgage plan- HELOC's are typically full documentation qualifying loans so you'll need actual income to qualify whether it be from pension, insurance, rental's, etc that are all fully documented on taxes, W2's, 1099 forms, etc.

When you look at job growth and population growth, it looks positive to me.

For instance, new businesses, salary growth, etc. 

With your analytical mindset and dedication, you’re well-positioned for success in real estate.

It would be helpful to learn how one lands the jobs that come up in this forum and how much entry level positions pay.It sounds like you are focused on leaving a legacy which is amazing.

Quote from @Ryan Konen: @Chris Seveney I've lost a job at company that was morally challenged when I spoke up they found reasons to dissolve my position.

i didn't even know auctions gave opportunities to actually have access to properties beforehand.Given your line of work, i would say that you are uniquely positioned to work well in the outlined situation.