Both of these challenges can often be minimized with the right team and guidance from an experienced investor.As @Jay Hinrichs mentioned, appreciation is the main driver of wealth in real estate.

Our lot size is 7300 sq ft and main house is 1700+ sq ft.Location: San Jose, CA- We were thinking to potentially design the ADU such that we could have a wall (or a door) that allows us to separate the ADU into a 1 bed/1bath for self use (or rental) and another part which could be rented separately on AirBnB as needed.

Especially in a case where an umbrella policy wouldn’t have served the same purpose. 

I imagine you are doing this possibly for liability purposes. 

This investment was mainly for the new washer and dryer units in every property.

This log will be invaluable in case of an audit.3.Grouping PropertiesWhile I’m not an expert in international tax law, my understanding is that you can group all your properties together for material participation purposes.

Here's the basics:1) The IRS wants to tax your worldwide income.2) In 2014 the IRS wrote that "For federal tax purposes, virtual currency is treated as property."3) Because of this, it receives capital gains treatment.Since most of you around here understand capital gains, I won't bore you with the details.

I went to the ATM to today to see if I could just start withdrawing my funds from the account that way but since I have several virtual accounts with funds in each one and baselane only issued one debit card for the "main" account, it won't let me pull the funds from the additional accounts.

I wrote the above for informational purposes.

You aren't buying the property but you need to value it for collateral purposes as it can become the means by which you get your money back.You need to know RE valuations as well as the best Realtor you've ever met.