Shouldn't there be some weight put into whether or not the borrower could afford conventional/cheaper financing?

If you are hiring your brother as a property manager you should have a written agreement to lessen the possibility of misunderstandings.

You need to look up that definition has it carries legal weight.

The key is him living in it even if he buys it as commercial or in a company name his living in it will carry more weight in that determination.I get it that people want to be their own attorney, they might save $300 for a quick consultation, absolutely not a good idea when seller financing.Giving an option is not conveying any rights in title, you do convey an equitable interest up to the amount taken for the option price, you have control of the property to lease or leave it empty, whatever.

The way those (or any feature) actually weight into the calculation to produce a score are not known as they are proprietary.

These 'devil' screws have additional pieces of metal or plastic that act as anchors and designed to expand behind whatever it is screwed to (drywall, wood etc), to spread out the weight n the hanger or the screw reventing the scrw from slipping out through the hole (and in my case with little chance in hell of ever trying to remove them).

They can be worth their weight in gold.

As a result, nobody has purchased it and the house has remained boarded up......the city feels that once boards are up, and the house is "winterized", they never would need to pay attention to the house again.......unfortunately, trees cant be winterized, they grow and will do bad things unless maintained. city disagreed....eventually a tree growing at a 45 degree angle on their property decided it wanted to fall because it couldn't support its own weight anymore. the tree fell in the middle of the street onto my house, destroying my cinderblock wall and chain link fence.

This will help take the weight of ownership off the seller. 

The same item proposed in a fire access lane that fails under the weight of a fire truck responding to a call, could mean a lawsuit for the death of a person.