Yes and was quite abrupt about it, lacking any sense of client service or sensitivity to why I might object and immediately severed our working relationship, despite that I offered several other ways to meet her needs while minimizing how much I might compromise my always safeguarded ID.

Money --and the lack of communication around money-- is the largest cause of divorce.

You also run the risk of burning good leads by showing them a filthy apartment.You may want to appeal to your outgoing tenant that each of your goals are aligned, and the sooner you find a qualified applicant, the less showings will need to occur - and the level of housekeeping (or lack thereof) is working against that mutual goal. 

I would say that the challenge in both cases was "lack of knowledge" regarding their lending options.

You need to consult with a lawyer, especially if you didn't sign anything acknowledging the property's lack of habitability and the seller's disclosure didn't mention it. 

She's a single mother who migrated to the US from Southeast Asia and, lacking much formal education or guidance on retirement savings, has been working as a caregiver for the elderly for most of her life.

After a few hard phone calls, and several weeks of back-and-forth, my client decided the lack of trust in the seller, and the multitude of issues were too much for even the best deal on paper; and this may have been excellent.As agents, we constantly walk the line when it comes to judging a "good deal". 

You project an unbecoming lack of humility, imo.  

In the rental I just bought the home inspector cited lack of a fire wall between the house and the garage, so I had a contractor put a fire wall in even though EV charging wasn't even on my mind, but now I am glad I spent the money.I am not against EV's.

Also, often the details gathered to pull permits of often lacking.