The auction is open until the listed end-time.

It is 7% interest only with balloon at end of 7 year term.Monthly Interest: $7,875.00Annual Expenses: $50,000.00---------------------------------The NCF in year 1: $26,000.00+2nd year is when it really takes off at $80,000.00+ Thank you for the advice on looking at refinance a bit closer.  

The property ended up being his book keeper's home that she had rented out and was needing to sell.

In high barrier markets, rents have gotten stronger but not the double digit growth we had seen, which was an anomaly.  

It will be highly dependent on the district and licensing.

This highlights why it is also important to manage lease-end dates. 

Did you end up finding one?

If you have a high 7 rate then it might be beneficial in the long run to pay it down if you don't want to put it in a 4% savings account or CD.  

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Though applicant 1 shared 2 year old lease ( ended 2021) which has applicant 2 name( shows in credit report too) but it does not show on applicant 2 credit report.