So that was true and they did not.. the issue is as you describe instead of a gentle easing into rates normalizing with slow methodical raises you have the shock factor and it has shocked the market there is NO doubt about that at least in certain markets and for sure for new construction SFR's  Sales are still happening but its nowhere near a normal pace. 

Please be gentle, this is the FIRST draft (been sitting here for 2 hours trying to get this down) http://bit.ly/1k86bbY Thank you to everyone!

Also @Nick Gentle can help with NZ specific investing as he works in property finding here.Hope those connections might help to build your knowledge base

Unfortunately not so but I thought I should give you the gentle reminder.

Habitat for Humanity ReStore: Home improvement stores and donation centers selling new and gently used furniture, appliances, home goods, building materials and more.

I have gently probed him to see what his desires are with the house.

I gently asked her when she would pay, and she freaked out on me saying how could I throw her out during Christmas with three kids.....  

Do you mind gently asking your readers (or Twitter followers, or however the news got out) to halt the barrage?

I’m a newbie Real Estate Investor so please be gentle. ;)Here’s the situation on what I’m calling Half Built House.A residential project manager decided to build a new spec house on a parcel which already had his current house on it.