My wife is self-employed, although very minimal income so we plan to open a solo 401K and rollover the traditional IRA funds into it.

My wife is self-employed, although very minimal income so we plan to open a solo 401K and rollover the traditional IRA funds into it.

Do I have to be retired to make a TSP rollover to a SDIRA (of any type)?   

Sounds like he needs to do a rollover from his 401k to an IRA.Options:1) Terminate the plan for himself and his employees and then do the rollover.2) Do an inservice rollover.  

You can, however, rollover that plan to a self-directed IRA or Solo 401k that would give you the possibility to invest in real estate.Which plan will be best for you hinges on a lot of factors, starting with whether you even qualify for the Solo 401(k). 

Check with Dave Cole at freedomfirst401K.com  He is out of Arizona, but was the best decision I could have made with my roll-over funds.  

You can do IRA rollovers and loans if appropriate for your goals and situation.

I have a unique situation (I didnt realize it could be a situation until today) (disclaimer for any responders) - I'm asking this question with the understanding anyone that responds is not providing legal advice and they will be held harmless, seek my own professional advice etc)Sept 30 2016 I had a check issued from my present 401k administrator (the company that administers the plan where I work) and made it payable to a Self Directed IRA account I set up ("John Smith" Company Rollover IRA FBO Shane H)Time goes by I did not deposit the check into the SDIRA I had set up and just never followed through with the deposit.  

I will then roll over my 401K into a self directed 401K and start REI there.  

Do the payment roll over on me and I assume the payment (keep the mortgage in their name) or do the mortgage whip out and I become mortgage free?