Very fascinating...From a qualitative perspective, I think there is always that rite of passage even if you go straight into an apprenticeship, the time in which you must learn the craft, first, and yes you do get paid something, however minimal, during that time as an apprentice.

@Chris Martin, that map is fascinating.

But it's been really fascinating how banks differ in both service level and willingness to work with you on various deals. 

First, I want to say there are some completely fascinating elements to this story.

This is a little bit off-topic, but has been a fascinating thread to read.

At the age of 13 I wanted to become an arbonne salesmen, the idea of having parties and getting others to sign up as a salesmen under me so I could get commission fascinated me.

@Krystle Padilla - That's a fascinating possibility! 

I signed up for the webinars (which I found super insightful) and last Friday I signed up as PRO because I want full use of the calculators and access to older webinars to continue learning about this fascinating industry.I look forward to interacting with the community and the only thing that I have some trouble now is that there is so much information I don't know what to read next!

I am fascinated with this niche. 

@Luiggi Perdomo, I hope that you don't mind my curiosity here--  it's fascinating what we all find in different areas, despite the prevalence of the IRC.