The best strategy is to buy properties that need fixed up with hard money/HELOC, fix them up, the refi out to pay back your HELOC/hard money.

I just heard a strategy of selling points instead of buying points.

But if you buy the property well, your downside risk is that it is short term rentals don't work, and you can simply sell it for hopefully no less than what you paid.That would be my mindset.

Investment Info:Single-family residence buy & hold investment.

Investment Info:Single-family residence buy & hold investment.

I'm not saying I would do this, and I haven't done the math yet, though I think I could get a normal policy with hurricane/wind as well as the prosper policy for less than it would cost to add wind/hurricane to the prosper policy.Hurricanes typically turn into tropical storms at best by the time they get to Orlando, so I don’t buy the same type of policy they offering for those on coast. 

My friend has 3 rental properties there alone and when I asked him about buying more he said if he did buy it would be there.

I definitely want to buy more properties.

Figure out what they're willing to pay, use those numbers to refine your search on houses you should buy. 

For the mortgage you are looking at, you will be buying the mortgage on which apx 80K is due for apx 14K.