For the most part, if your running real estate somewhate properly, the risk isnt your property causing you to get sued....Think of it as you are hopefully protecting you property from yourself in the event a motorist sues you over a car accident, you dont want them getting access to your real estate assets. 

He was always safe in regards to PITI but you never know. liquidity won’t be a problem. only brought up owner occupancy of 1 unit to see if it added any benefit for cash out refinance or caused any harm.

I see so many articles about the protective benefits of doing this, but my lender (and other lenders I've asked) say that residential mortgages cannot be held under LLCs (only commercial mortgages can), and that doing so can cause your entire loan to be called at once under penalty of foreclosure. 

However, most aren't savvy so you'll need to pay up for that but you can't cause of limited means.

Drop in values don't cause defaults, overleveraging however...

It causes delays.I am preparing a Complaint package and checklists for the new system that will go into effect on October 1, 2024. 

The fact the taxpayer even has a w2 can cause an audit and one they tax payer will likely loose.

Seasonal changes frequently impact the activity of both buyers and sellers, which causes variances in the speed at which properties sell.

It is a very serious matter because it could really cause a world of problems for the poster of the question. 

I know it's counter-intuitive that more demand causes lower returns, but it's basically an investor saying I need to park 5 billion dollars now, and I'll do it for 0.01% less than the other guy.