If there is an itemized list somewhere, I'd love to see it.

Because as a business, you want to milk capital items for as much life as you can ring out of them!

Also, you get notified if they cancel the insurance.1) Because it is a requirement  In other words, you cannot rent this unit if you don't have insurance.2) As a landlord, our insurance does not cover your items. 

Avoid putting certain items in the property like disposals, dishwashers, and mini blinds.

I then took that money, paid off most of my debt, and then started looking for a place where the owner would carry the note and I could afford the down payment.The only thing I could find that met those requirements was a 100-year-old house that had been converted some decades ago into three, one-bedroom apartments.

It was totally weird he had one room full of religious items and one room full of tapes toys and magazines.

The main items that need to be specifically outlined are your expected time on market for the property and the minimum amount that you're willing to accept for rent.

If your lease includes this provision, I recommend issuing a lease violation notice for not allowing maintenance to enter and carry out essential repairs.  

market is too small and its all cash and carry basically. 

That's if the rental income can carry the cost of the new mortgage.