Thanks for the feedback; some quick stats: 9 doors across 4 states, about 50% LTV ratio with a Net Income of about 17% and cash on cash of about 3%.....in fairness those numbers include some overall business expenses not tied directly to one specific property.

You are correct, it is common for DSCR lenders to require the borrower to be a business entity in Florida, and some other states sprinkled across the US.

That being said, it can be the most satisfying and cash-flow-positive business around. 

Since my RE financing investor does the incentive of paying for the property, I want to make sure that my business partner is getting a great ROI in profits, so I want to make sure that money is working for the first investor making a deal with me in the smoothest way possible! 

Over the years, I’ve learned that offering tiered returns can be a win-win strategy—it rewards investors for their level of commitment while helping us maintain flexibility in our business.

@Pixel Rogue The cash out proceeds should be for business purposes such as investing in another RE project. 

Thats how it makes sense from a business perspective.

Being proactive ensures you’re always a step ahead, minimizing risks and keeping your business running smoothly.Example: Imagine you implement an outdated tenant screening policy that inadvertently violates a new anti-discrimination law.

After a lot of back and forth, she proceeded to share a few receipts, with multiple duplicate receipts, that do not total to amount that I was charged on my card, and there are discrepancies in the charges such as multiple mattresses, multiple coffee makers, 116 towels, etc.

It’s online only but purpose built for business owners and they have automation for those applying the Profit First cash management system.