If you don't have enough to invest locally can you increase your income and savings to be able to invest in 6 months or a year? 

TheLoss of Rents is for the loss of Rental income if the tenants can not occupy the houseafter a covered loss.5.

Locally my observation is that the need is more for low income young and working vs college student.

@Joe Gellenbeck Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

My husband is a high income W2 earner, and meeting active criteria would put some of our tax dollars back in our pocket.

While we don’t have state income tax here we do have the hurricane tax that comes with high insurance premiums and little real insurance benefits/help when it’s needed.

One thing I know for sure is that my happiness is not determined by my income, but how I grow doing the things I love to do.I hope Vestright has some success by showing integrity in their offering.

My goal would be to build an investment net with passive income, de-risking the fact that I am the only earner.  

My plan for this year is improve my credit, get my real estate license (to increase my income on top of my W-2), possibly career transition into the property management space (to learn more), and save as much as possible and learn as much as I can.I’d love to house hack close to home but my area is so expensive it seems like it’d be close to impossible. 

Investors should keep an eye on its growing infrastructure and amenities.Huntersville: A family-friendly suburb with excellent schools and amenities, Huntersville is a solid choice for long-term appreciation.Davidson: A charming college town, Davidson offers steady appreciation and attracts higher-income tenants.Belmont: This small town near Charlotte offers more appreciation potential than cash flow, driven by its desirability and quaint atmosphere.Neighborhoods Offering Both Cash Flow & AppreciationConcord: A tricky yet rewarding market, Concord can provide both cash flow and appreciation.