However I call one of them explained my situation, currently starting, getting to know the value and look for lenders, however his answer was not what i expected, he let me know they are looking for investors with money so they can help them...So I was wondering If you have any advise/opinion/comment on;Would the fist step  be get to know to what financing amount I have access to, based on my employment and credit score?

Speaking generally, as a rookie, I would advise against self managing remotely, especially on an STR or MTR. 

FHA has its own inspections so to win at FHA (unless you are doing 203k which is not advisable right now and for a new investor) you need a property that will pass the test.Your net income will be low to negative with FHA and PMI as well, which can be ok in NY/NJ with appreciation, but it seems like you are thinking more units, more income, but it also means more problems for a first-time landlord.

For clarification, the title company can advise but they can't finance any deal.

A good attorney can advise you on this and all of your options.

Any advise on whether to or not to incorporate?

Please give advise on here based mostly on the thing they see in their market and experience.

PLEASE ADVISE!!

Run a soft credit report and not a hard credit report; the soft report will not affect your credit and we can still analyze your scenario and properly advise.

@Therese V.not sure if we are hijacking this thread...Nothing says you have to use a LLC to purchase a 7 unit property, but once you break the "threshhold" and are commercial, its generally more advisable  "Residential rules" no longer apply and you have to deal with all the commercial rules.