Since you recorded the mortgage, it will come up on a title search just as a conventional mortgage would and you will just need a payoff letter and discharge drafted up for the refinance closing (your title company can help with that too).The only caveat is that most banks will want you to season the rental for 6-12 months before refinancing any amount above the initial loan.

In my personal experience if the buyer is financing the property then the bank will likely want the septic pumped and inspected and possibly the well water tested too.

The title company should've questioned the uncashed checks too. 

You just need to find out what it is called in CA, and you can use it too. 

Hi @Sam Priddy,Technically, the BiggerPockets Marketplace is better suited for questions like this (asking about specific companies & direct referrals).Also, you can start searching for lenders in your area in the BiggerPockets Hard Money Lenders directory.All in all, we've researched more than 560 Private Hard Money Lenders from all across the country, and whittled the list down to our top 198 based on 23 loan types & 6 specialized criteria.Many of these lenders definitely have programs available around Tennessee (as well as most of the nearby states too).

Most of the houses you see driving for dollars will also be on this list that other investors just click buy and send their mail too.

Yes, the insurance companies will fight tooth and nail.

One of my favorite lines to use is "In essence I'm like a property manager who works for free and pays your rent and by the way I'm going to buy your house with in a few years too" The most common response is "That sounds too good to be true."

We closed on another property a week earlier, from a sign too (with owner financing too, but at 5%... less good but still good, since our spread will be approx $600 on that one too).

If it's an MLS listing, a renovation loan isn't looked at as a strong offer typically if there's others offers with more down or all cash.Some banks will finance a reno, but it's tooth and nail to get them to do it.