Many DSCR loans do not allow subordinate financing and will require downpayment funds to be sourced.

Here's the language I use:Consent to Contact References and Perform Credit CheckI authorize [Type Agent Name Here] (“Agent”) to obtain, and to share with [Type Landlord Name Here] (“Landlord”), information about me from my credit sources, current and previous landlords, employers, and personal references, to enable Landlord and Agent to evaluate my rental application.I give permission for the Landlord or its Agent to obtain a consumer report about me for the purpose of this application, to ensure that I continue to meet the terms of the tenancy, for the collection and recovery of any financial obligations relating to my tenancy, or for any other permissible purpose.I authorize Agent to share my completed rental application (along with any supporting materials) with the Landlord.Applicant signature: _________________________________Printed name: ______________________________________Address: ____________________________________________________________________________________Phone Number: _____________________________________Date: ______________________________________________

I'd love to buy from desperate sellers there.I don't know where you get your information about the Dominican Republic but it has very little to do with the information that I get from some of the best real estate agents, developers and lawyers and government contacts.Finally, my advice to everyone is to go beyond the trivial and do a proper due diligence, taking advice from the right sources.

@Marcus Auerbach appreciate the feedback, I also think 7200 for HVAC is a little high, I sourcing my own HVAC person. 

Typically Credit Unions are good sources of capital for Lines of credit but when it comes to refinancing there seems to be quite a bit of red tape.You want to work with a broker who essentially has the entire mortgage industry in the palm of their hand and can put you into the product best suited to meet your needs.

The energy play from DJT won't just be a source of war-reckoning in Russia and even Israel, it'll be the biggest game changer in the arms race of AI and how to support it.

DSCR loan would be the backup plan - many of these lenders will allow heloc funds as a source of downpayment. 

I also look at other online sources for comparable rents and try to make sure that I don't fall to the bottom 50 percentile.

BP forums is an amazing source to get guidance from where to start.

@Abigail IrvineI recommend you get another source of income and keep saving.